Payday Loans Canada

Fast

Get a quick online loan in Canada or the USA with very little effort, Simply complete our fast online form to get cash now. We offer short term loans like a Payday Loan and medium to long term loans like our instalment loans.

Easy

Your credit history doesn’t need to be perfect, getting approval isn’t difficult as long as you have a steady source of income, your age is 18 or over and have a valid bank account, our service wont affect your credit score either!

Secure

Private Loan Shop respects your privacy and protects your personal information, our secure website uses the latest security features available to websites to ensure quality online security for our clients.

Accessible

All you need is a few minutes to be on your way to getting an online payday loan or instalment loan, complete the online form now using either your mobile phone, tablet or computer.

Small Cash Loans

Private Loan Shop helps you find a small cash loan fast, get a hassle free online loan with us today! Applying will not affect your credit score unlike other online loan websites, we find you a suitable lender without needing to fill in multiple application forms on different websites. Our payday and instalment loans can be deposited to your bank account within the same day and qualifying for a loan is simple!

Instant Payday Loans

Start by deciding how much money you need to borrow and complete our online application form, it’ll only takes a few minutes. When it comes to online payday loans we have a reputation for helping thousands of people successfully get the cash they need quickly and easily. Our reliable support team is always available so you’ll never be without cash again in difficult or emergency situations.

Customer Reviews

Sam Henderson

“I needed to buy school books but I wasn’t going to get paid for another two weeks. I got a fast payday loan and a credit card so I could purchase my books online immediately and have a backup for next time with the credit card.”

– Edmonton, AB, Canada

Candice Maynard

“I used to apply for payday loans with one website but since using Private Loan Shop I haven’t looked back, other sites make you wait for approval and do credit checks, plus private loan shop are open 24 hours a day, I’ll be back for sure!”

– Mississauga, ON, Canada

Jamie Morrow

“Private Loan Shop managed to get me an online payday loan even though my credit score was so bad! It was quick and painless so I’d recommend them to anyone who needs a fast cash loan.”

– Toronto, ON, Canada

Getting Started

If you have full or part-time employment, a valid Canadian bank account and are at least 18 years old you can get an online payday loan today. It doesn’t take long to apply and no faxing is required. Simply fill in the quick online application and that’s it! To learn more about our loan services please visit our FAQ page.

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Payday Loan Disclaimer

Whether you need a payday loan in Canada or in the USA you should always be informed about the lender you select. Transparency is key when selecting a cash advance company to borrow money from. This disclaimer is for educational uses only and should not be considered legal advice. Private Loan Shop has no official government affiliation but complies with both provincial and federal laws in Canada and the United States.

The APR | Representative APR ranges from 200% and 600%. The Annual Percentage Rate is the actual rate at that your online loan accrues and is based entirely upon a group of factors, including but not limited to the amount and interest attached to your loan, the term, repayment amounts and the payments schedules. Only the approving lender may give you your loan terms. By law, in Canada and the United States, the payday lender must provide the APR before you enter into any loan agreement. The owner/operator of this site is not a payday lender, loan broker or agent for any lender or loan broker. We do not have access to the particulars of your loan. Private Loan Shop facilitates the communication between yourself and eligible lenders. It is important to note that not all advance lenders can provide up to $1,500 and there is no guarantee that you will be accepted as approval depends entirely on your application details.

The Implications of Non-Payment | In the case that you do not repay your loan on or before the loan due date, your loan will be considered “delinquent” and will be subject to a fee defined by the lender. In addition, your bank will charge you an NSF (non sufficient funds) fee for the failed item. The rate of interest will continue to grow on the unpaid balance at a rate of up to 60% per year. In the event that you fail to repay your loan you will not be allowed to borrow from the lender again until you have paid of the balance in full. Only reputable collection agencies that comply with all lawful collections practices are employed and the customer’s credit rating may be negatively impacted if payment is not made in a timely fashion.

Collection Practices | Private Loan Shop collects information about you by and through your access to and use of this website and through your use of the Company’s referral services (“Company’s services”). Some of the provided information is collected through your submission of information when you submit your information on the Site. Any use of our services is entirely voluntary, and you are not required to provide any information to us unless you so choose to.