Canada Bad Credit Loan

Cash Loan


Our Canada Bad Credit Loan application takes less than 3 minutes to complete and the approval is instant so there’s absolutely no waiting around! Once you submit the application below, you’ll be shown loan options that our lenders pre-approved you for, you can also apply for different loan options at the same time. Applying with us will not affect your credit score unlike other websites.

Application Form

Customer Information

Date Of Birth

Basic Financial Information

(Rent or Mortgage Cost)
(Excluding Rent & Mortgage Payments)

Loan Information

Applying with us will NOT affect your credit score


If you are in need of more credit with a poor credit score, there are bad credit loans available. Canadians in need of bad credit loans have options other than banks. These companies specialize in assisting those with bad credit scores get access to the funds they need.

Bad credit loans in Canada are an excellent option because:

  • They are often guaranteed regardless of your credit score, bankruptcy, delinquent accounts, collections, or consumer proposals.
  • Online loans are available for bad credit loans in Canada and they are often willing to lend to high risk borrowers as they have less overhead than brick and mortar lenders.
  • Many online loans do not require a credit check.

Benefits of Bad Credit Loans:

Although bad credit loans tend to charge higher interest rates, there are some benefits for you:

  • They can help you rebuild your credit score if you are diligent with payments.
  • They will usually offer better interest rates than most lenders offer people with bad credit scores.
  • You might have a better chance at borrowing a larger amount of money than you would with other types of loans.


The cost of a Canada Bad Credit Loan is dependent on how much you borrow, most borrowing $5,000 or more have a lower rate than installment loans. Bad credit loans usually have lower rates as it should be paid back at your next payday, in case you miss a payment then higher interest rates are applied . You may contact us should you have any further questions.


To be approved you must reside in Canada, be at least 18 years old and have a valid bank account. In addition, you must presently have part or full-time employment or have a steady source of income. Apply online for a bad credit loan approval today, we offer from $2,000 up to $50,000 with multiple different loan options.