Canada Payday Loan

Cash Advance Loans

HOW IT WORKS

Get Instant Online Payday Loans in Canada, Easy Express Loan Approval with Low Rates, No Faxing Required, Open 24/7. Our Canada Payday Loan application takes less than 3 minutes to complete and the approval is instant so there’s absolutely no waiting around. Once you submit either one or both applications below, your funds will be available to you within one business day from one of our approved lenders. Applying with us will not affect your credit score unlike other websites.

1st Application Form

2nd Application Form

Customer Information

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Date Of Birth

Basic Financial Information

(Rent or Mortgage Cost)
(Excluding Rent & Mortgage Payments)

Loan Information

CANADA PAYDAY LOANS

Payday loans can offer an excellent option when you need cash now. When compared to the issues you will face due to missed payments, payback loans can work well.

  • Emergency Cash: A payday loan provides you with cash when you need it in an emergency such as a car repair, a dental emergency or a leaky roof.
  • Low Income Loans: If you are in a lower income group, payback loans are still available as long as you have a bank account and can provide proof you are employed.
  • No Credit Check: For other forms of credit, there is an in-depth credit history check. If you have bad credit you won’t have access to the funds you require. As mentioned above, as long as you can provide proof of employment you can get the cash you need immediately through a payday cash advance.
  • Avoid Further Expenses: The main reason Canadians turn to a payday loan online is because they need the cash now. If you find yourself in an emergency situation, things can get worse if you can’t get the cash you need. In emergency situations from car repairs to dental work and roof leaks to health challenges, when any of these situations are not addressed, they lead to far more costly issues down the road. By using a payday cash advance, you can avoid additional costs by handling your emergency now.
  • Payback Canada Payday Loan: Payday loan repayment works a little different than other types of loans. A bank loan usually comes with a longer repayment term with monthly, bi-weekly or weekly payments required. A cash advance is a short-term loan that requires repayment as soon as your next paycheck is issued to you, hence the term payday loan. Some lenders offer flexible payment options of up to 6 months while others have a zero tolerance policy of 7 to 14 days.

REQUIREMENTS

To be approved you must reside in Canada, be at least 18 years old and have a valid bank account. In addition, you must presently have part or full-time employment or have a steady source of income. We do accept government payments as income as well. Please make sure you enter your information correctly to be approved of a loan.

THE RATES

The cost of a Payday loan depends on how much you borrow, we can lend you from $500 up to $50,000. The lower the loan amount is the higher the interest rate normally is, for example a $1000 loan would have an average annual interest rate of 15% to 30% but a car loan would be around 10% or lower usually. Payday loans are typically short term loans and should be paid back as soon as possible to avoid any late fees.