Our Canada Payday Loan applications takes less than 3 minutes to complete and the approval is instant so there’s absolutely no waiting around. Once you submit either one or both applications below, your funds will be available to you within one business day from one of our approved lenders. Applying with us will not affect your credit score unlike other websites.
To be approved you must reside in Canada, be at least 18 years old and have a valid bank account. In addition, you must presently have part or full-time employment or have a steady source of income. We do accept government payments as income as well. Please make sure you enter your information correctly to be approved of a loan.
The cost of a Payday loan depends on how much you borrow, we can lend you from $500 up to $50,000. The lower the loan amount is the higher the interest rate normally is, for example a $1000 loan would have an average annual interest rate of 15% to 30% but a car loan would be around 10% or lower usually. Payday loans are typically short term loans and should be paid back as soon as possible to avoid any late fees.