A payday loan is a short-term loan which is typically re-paid within a 7-30 day time period. The purpose of a payday loan is provide you with quick and easy access to your pay check before its regularly scheduled pay date. Anyone over 18 years of age who holds employment and a valid bank account can qualify for an online payday loan.
An online payday loan is easy to obtain. Simply complete the 3 minute online form and click submit. Your decision will be automatically generated and you may receive your funds in as little as one hour. All you’ll need is your bank account details, employment and personal information to complete the online loan application.
Payday loans differ from bank loans in that loan approval doesn’t depend solely on your credit rating. Payday lenders approve loans based on a persons ability to repay rather than on their past financial history. That means, you can get an online payday loan with poor or no credit as long as you have a steady source of income.
To get an online payday advance you need to be over 18 years of age, employed and earning at least $1,000 per month. You’ll also need a valid bank account.
Online payday loans are delivered between usually within one hour but it can take as long as twenty-four hours depending on your application.
Your payday loan will be issued via Interac Email Money Transfer or direct deposit to your bank account.
If you’re going to be late repaying your loan make sure to contact a representative in advance to avoid unnecessary fees. A late payment incurs late fees.
You can borrow up to $2,000 depending on your weekly or bi-weekly income.
We’re open 24 hours a day, 7 days a week for your payday loan needs. We’re even open on holidays.